Consider the Cincinnati Difference
Let us put the Cincinnati advantages of personal service and value to work
on your watercraft policy. Consider these benefits not always available from
other carriers:
- Agreed Value on Loss Settlement on Class II Watercraft1: Your loss settlement is based on the value that
both you and Cincinnati agree upon when you add your Class II watercraft to the policy. Depreciation does not decrease the
amount of your settlement.
- Unlimited Trailering of Class I Watercraft2: You have no distance restrictions when
trailering your Class I watercraft.
- Competitive Coverage and Pricing: You have your choice of a wide
variety of watercraft available on the market today. In turn, our watercraft
policy provides competitive coverage and pricing on most types of boats you may
own.
- Local Claims Service: Your claim gets attention from our
professional Cincinnati claims representative who lives in your agency’s
community.
Reward Yourself
- Package Credit- When you choose Cincinnati to insure your primary residence
as well as your watercraft, you receive an additional credit on your watercraft
policy.
- Loss Free Credits- Your previous Class II watercraft claims history may
qualify you for an additional credit.
- Deductible Credits- Your choice of Class II watercraft deductible may
qualify you for an additional credit.
- Lay Up Credits- When you don’t use your Class II watercraft while it is
laid up for more than four months, you may qualify for an additional
credit.
- Many other premium-saving credits In addition to these credits, you may
earn premium-saving credits for having any of these:
- VHF radio (Class II)
- Depth finder (Class II)
- Radar (Class II)
- GPS (Class II)
- Theft alarm (Class II)
- Sniffer (Class II)
- Completion of a recognized boating safety course (Class I and II)
- Automatic fire extinguisher (Class II)
- Diesel engine (Class II)
- Current membership in the U.S. Coast Guard Auxiliary or U.S. Power Squadron
(Class I and II)
1 Any watercraft with permanent sleeping, cooking and sanitary facilities, including cruisers, motor yachts and most sailboats over 26 feet.
2 Watercraft including runabouts, cuddy cabin, pontoon boats, sailboats, rowboats and canoes.